What is Whole Life Insurance?
How whole life insurance works and how it differs from term coverage. An insurer-produced explanation, not a product recommendation.
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Source: New York Life · 5:04
Education Center
Knowledge is the first step to protection
Short, honest guides to help you make confident decisions.
Video library
7 videos
Understanding Index Universal Life Insurance
An introduction to index-linked life insurance from an insurance carrier. Caps, charges and policy terms affect results; policy loans can reduce benefits and create tax consequences if a policy lapses.
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Source: Transamerica · 4:00
Get Started: Parts of Medicare
A government overview of Medicare Parts A, B, C and D and the coverage each part provides. Confirm current coverage and enrollment rules at Medicare.gov.
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Source: Centers for Medicare & Medicaid Services · 2:32
Introduction to Compound Interest
Understand how interest earns interest and why time matters when saving. Examples illustrate the math, not guaranteed investment returns.
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Source: Khan Academy
How it Works: Debt Management from MMI
A nonprofit credit counselor explains its debt management program. Debt management is different from debt settlement or mediation; review fees and eligibility before enrolling.
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Source: Money Management International · 1:43
Estate Planning
Fidelity
Estate planning basics: How to make an estate plan
An overview of estate-planning essentials, including wills and powers of attorney. A licensed attorney can help apply these concepts to your circumstances.
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Source: Fidelity
Mortgage Protection
Alliance Group
2:39
Why Own a Mortgage Protection Plan?
A short explainer on how a mortgage protection plan safeguards your home with a death benefit plus living benefits, and why homeowners put one in place. Benefits, limits and riders vary by carrier and policy.
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Source: Alliance Group · 2:39
Third-party educational content; no endorsement or affiliation is implied. Videos may reflect the publisher’s products or views. Insurance terms, taxes and Medicare rules can change. This is not individualized financial, tax or legal advice.
Glossary
- Beneficiary
- The person or entity who receives a policy's death benefit.
- Cash Value
- The savings component of a permanent life policy that grows over time.
- Death Benefit
- The amount paid to beneficiaries when the insured passes away.
- Cap Rate
- The maximum interest an indexed product can credit in a period.
- Floor
- The minimum interest credited, often 0%, protecting against market losses.
- Premium
- The payment made to keep an insurance policy in force.
- Rider
- An add-on that customizes a policy, like living benefits or child coverage.
- Surrender Period
- Years during which withdrawing more than allowed from an annuity incurs a fee.